Intestate 95 serves as the main transportation spine of the U.S. East Coast, carrying commercial freight, daily commuters, and long-distance travelers. This combination creates persistent congestion, speed differentials, and complex merging environments. Where I-95 traffic density exceeds infrastructure capacity, accident risk increases sharply. This guide analyzes I-95 accident risk using three data sources: long-term driving experience, traffic density patterns, and documented crash statistics.

If you’ve driven the East Coast for any length of time, you already know the truth: I-95 isn’t just a highway, it’s a living system. It breathes, it clogs, it clears, and then it clogs again—often for reasons that make no sense until you’ve seen the patterns for years. After more than three decades of driving I-95 end to end—from the rocky on-ramps of Maine to the flat stretches of Florida—I’ve learned that I-95 traffic is predictable in one important way: it follows repeatable rhythms.

The National Retail Federation (NRF) forecasts that for the 2025 winter holiday season, U.S. retail sales will grow by 3.7% to 4.2% over 2024, surpassing $1...